Finding Affordable Travel Insurance for International Trips
Visitors Coverage is a Silicon Valley-based insurtech company headquartered in Santa Clara, Calif. which provides travel insurance for millions of global travelers in over 175 countries.
They are the largest provider of visitor’s insurance for inbound travel to the U.S. and offer numerous specialized coverage products for travelers in a world of growing natural disasters, civil incidents and travel calamities.
Using patented online search, compare and purchase technology, Visitors Coverage partners with the world’s top travel insurance underwriters and providers offering hundreds of tailored policies to their customers.
Founded in 2006 by insurtech pioneer and industry expert Rajeev Shrivastava, they have helped corporations, families, solo travelers and service groups find affordable coverage in minutes that allows them to travel the globe confidently and worry-free.
Visitors Coverage is constantly evolving by creating innovative, market- demand products and by continually updating an extensive online knowledgebase for their global clientele.
Travel Insurance is a complex service, and it is troublesome and time-consuming to figure out all the intricacies yourself. We did it for you.
On our website, you can make an online calculation of the cost of insurance for a trip abroad at once in several of the largest insurance companies and purchase an electronic travel insurance policy… Online insurance is the same insurance policy as purchased at the office of an insurance company or from an agent.
Travel insurance includes life and health insurance for the duration of your stay abroad. You can additionally include in your policy: baggage insurance, accident insurance, liability insurance, property insurance, insurance for loss of documents, cancellation and much more.
Medical insurance for citizens traveling abroad is a guarantee of your comfortable stay. Online insurance is fast, convenient and simple.
Understanding the Different Types of Insurance
When embarking on an international journey, it is crucial to recognize the various insurance products available. Each type serves a distinct purpose, addressing specific needs and risks associated with travel:
1. Visitors Insurance
Visitors insurance is designed for non-U.S. residents visiting the United States. It covers medical emergencies, accidents, or illnesses that could occur during their stay. Key features include:
- Medical Coverage: Expenses related to doctor visits, hospitalization, and emergency medical services.
- Crisis Management: Assistance for medical evacuations and repatriation of remains.
- 24/7 Support: Access to a help desk for queries regarding insurance claims, policy details, and emergency contacts.
2. International Travel Insurance
International travel insurance is suitable for travelers visiting multiple countries, encompassing long trips or short vacations. Benefits include:
- Trip Cancellation Protection: Refunds for prepaid, non-refundable trip costs if cancellation occurs due to valid emergencies.
- Lost Baggage Coverage: Reimbursement for personal belongings that are lost, stolen, or damaged during transit.
- Emergency Evacuation: Ensuring you can receive medical treatment promptly and safely.
3. Trip Insurance
Trip insurance is a broader category that includes features for protecting one’s investment in travel. It can cover various eventualities, such as:
Flight Delays or Cancellations: Coverage for additional expenses incurred due to flight issues.
- Accidental Death or Dismemberment (AD&D): Financial benefits for unforeseen tragedies related to the trip.
- Travel/Medical Assistance: Access to a range of assistance services, including legal assistance and language support.
4. Immigrant/Green Card Insurance
This type of insurance is tailored for those applying for a U.S. green card or immigration status, often required to show proof of health insurance. Coverage may offer:
- Preventive Care: Regular checkups and preventative services aligning with U.S. healthcare standards.
- Medical Emergencies: Coverage of hospital stays and treatment costs while waiting for green card approval.
5. Europe/Schengen Insurance
For travelers heading for Europe, especially those entering the Schengen Area, having proper insurance is not just a recommendation; it’s a requirement. Essential features include:
- Minimum Coverage Requirements: Compliance with Schengen visa requirements that dictate at least €30,000 of medical coverage.
- Repatriation of Remains: Assurance of support in case of grave medical emergencies or fatal incidents.
6. Student Visa Insurance
For international students, securing a visa often entails proving the ability to cover medical expenses during their stay. Key characteristics:
- Tailored Plans for Students: Options including coverage for sports injuries and mental health services.
- Cost-Effective Policies: Affordable options that cater specifically to students with limited budgets.
Why You Need Insurance
Having the right insurance is not just a formality; it’s a critical safeguard against potential financial chaos. Below are compelling reasons to consider travel insurance:
- Unexpected Medical Costs: Accidents or illnesses can happen anywhere, often resulting in substantial medical bills that travel insurance can help mitigate.
- Travel Investment Protection: Non-refundable expenses can mean significant loss; insurance ensures you can recoup costs in the event of unforeseen cancellations.
- Emergency Assistance: Having access to a support network can significantly alleviate stress in crisis situations, providing peace of mind during your travels.
Choosing the Best Travel Insurance for International Trips
You will most likely need travel insurance.
Even if you are traveling to popular visa-free countries for Russians: Turkey, Egypt, Tunisia, Vietnam, Montenegro, Dominican Republic, Maldives, Sri Lanka, Thailand, Morocco, Malaysia, Jordan, Cambodia, Mauritius, Seychelles and many others, we recommend purchasing life and health insurance to make your vacation as comfortable as possible.
Whether you are heading to the ski resorts of Italy, the Canary Islands or China, insurance will be a useful addition to your vacation.
Do you already know how to get a visa and what documents are needed for a visa? It does not matter what kind of visa is required (tourist, multi-visa, business visa or urgent visa), you will need not only a visa application form, but also travel insurance.
Medical travel insurance, as well as a visa application form, is a requirement of visa centers, without it you cannot get a visa. If you need a Schengen visa , then you definitely need insurance for a Schengen visa…. It must include a minimum health insurance coverage of EUR 30,000.
You need health insurance for a Schengen visa to: Austria, Belgium, Hungary, Germany, Greece, Denmark, Iceland, Spain, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands (Holland), Norway, Poland, Portugal, Slovakia, Slovenia , Finland, France, Czech Republic, Switzerland, Sweden, Estonia.
The travel insurance options on website are programmed into the calculator so that they always meet the visa requirements of the embassies. We know all the rules, we closely follow the changes and take them into account in our service.
Why should I buy insurance from visitors coverage?
We are a unique service comparing travel insurance conditions in the largest insurance companies. We have revised the insurance rules of all insurance companies and give you the opportunity to choose the best insurance conditions for your trip in a convenient, understandable and simple way.
How it works?
Choose an travel insurance option, pay in a convenient way for you, receive a policy by email and just print it. The electronic insurance policy is accepted by all visa application centers.
No overpayments!
We sell policies at the current rates of travel insurance companies and even cheaper, because we are leaders in the e- travel insurance market, and insurance companies compete with each other to attract customers.
Honesty Above All
Our goal is to show you all the conditions of travel insurance honestly and openly, inform about any possible restrictions in the conditions of insurance, so that you are confident in your travel insurance and understand what you can count on. This is really important for us!
Benefits for customers
- Complete range of travel medical insurance and trip insurance solutions globally
- Top-rated Customer Service team
- Simplified purchase experience — quote and purchase in less than 5 minutes
Navigating the complexities of international travel can be daunting, but planning effectively can help mitigate risks. VisitorsCoverage is an invaluable resource for travelers looking to secure the appropriate insurance coverage tailored to their specific needs—whether for visitors, immigrants, students, or tourists visiting Europe. Properly chosen insurance not only protects against unexpected events but also offers peace of mind, allowing everyone to travel with confidence.
As travel continues to grow in importance and accessibility, being prepared with adequate insurance can make all the difference in ensuring a safe and enjoyable journey abroad. Whether it’s the thrill of exploring a new city or settling into a new country for study, the right insurance transform potential pitfalls into mere bumps on the path to adventure. So before your next journey, make sure to visit VisitorsCoverage and explore the best insurance options available!
